Our Founder, Robert Irick, was driving through the streets of Atlanta, GA back in 2008 during the height of the recession. What he saw immediately sparked him to work tirelessly to make a change for all Americans.

In 2008, there were about 2.3 million foreclosure fillings in the United States, a dramatic rise from around 800,000 in 2006. Atlanta metropolitan area sadly had one of the highest foreclosure rates in the country with a rate of approximately 1 in every 25 homes in foreclosure. As Robert drove through Atlanta, he saw people’s lives and belongings kicked to the curb as they were removed from their homes. Robert knew there had to be a way to give homeowners the financial safety net they needed to avoid reaching the point of foreclosure. That’s when American Pledge was born.

Homeownership has always been deemed the “American Dream.” There are several programs in existence that help Americans buy a home, but none that help them stay in it. American Pledge exists to fill that void. We want to treat homeowners with the respect and compassion they deserve. We know life happens and unexpected hardships occur. With our safety net fund, we can help our homeowners get back on the happy path.